Mortgage Companies Audits

Cassells & Associates CPA Specializes in Audit of Mortgage Companies for the State of Florida. With a team of Certified Public Accountants with over 41 years of combined audit experience you can expect a firm that:

• Is diligent in meeting the deadline for completing the audit
• Plans and performs audit that meet professional standards
• Execute audits with efficiency
• Is reasonable in our price due to our efficient process

Take a moment and call us today! We stand ready to work with you and your clients to create a long term professional relationship.

When you call, please ask to speak to me in person, Annette Cassells-Wilson, CPA, or e-mail me at annette@cassellsandassociates.com

Need a quick quote? Click here.

Usefull links and information affecting Florida Mortgage Companies:

Renewal Deadline: 12/31/2012

Important: Your License will be terminated-expired if a renewal request is not Submitted by 12/31/2012. Visit NMLS or click here for Renewal Deadline Chart

Audited Financial Statements Due Date: 90 days after your Company's Year End (March 30, 2013 for year ending 12/31/2012.

Company Financial Statement & Net Worth Requirements by Jurisdiction

Chapter 494 - Mortgage Lender Current Requirements
Chapter 494 - Mortgage Lender Audited Financial Statement Requirements
Chapter 494 - Mortgage Lender Net Worth Requirements
Chapter 494 - Mortgage Lender Renewal Requirements

License Types:

MBR: Mortgage Brokers

This license is required for an entity conducting loan originator activities through one or more licensed loan originators employed by the mortgage broker or as independent contractors to the mortgage broker.

MBRB: Mortgage Broker Branch

This license is required for mortgage broker licensees who conduct business at locations other than their principal place of business:

• The address of which appears on business cards, stationery, or advertising used by the licensee in connection with business conducted under this chapter;
• At which the licensee's name, advertising or promotional materials, or signage suggests that mortgage loans are originated or negotiated.
• At which mortgage loans are originated or negotiated by a licensee.

New Application Checklist – Mortgage Broker or visit NMLS

MLD: Mortgage Lender New Application Checklist

This license is required for an entity making a mortgage loan for compensation or gain, directly or indirectly, or selling or offering to sell a mortgage loan to a noninstitutional investor.

Making a mortgage loan means closing a mortgage loan in a person's name, advancing funds, offering to advance funds, or making a commitment to advance funds to an applicant for a mortgage loan.

New Application Checklist for Lenders or visit NMLS

Mortgage Lender Servicer

This licensing endorsement is required for any mortgage lender licensee who services a mortgage loan. “Servicing a mortgage loan” means to receive, cause to be received, or transferred for another, installment payments of principal, interest, or other payments pursuant to a mortgage loan. A "servicing endorsement" means authorizing a mortgage lender to service a loan for more than 4 months.

MLDB: Mortgage Lender Branch

This license is required for mortgage lender licensees who conduct business at locations other than their principal place of business:

• The address of which appears on business cards, stationery, or advertising used by the licensee in connection with business conducted under this chapter;
• At which the licensee's name, advertising or promotional materials, or signage suggests that mortgage loans are originated, negotiated, or funded;
• At which mortgage loans are originated, negotiated, or funded by a licensee.

Mortgage Lender Servicer Branch:

This license is required for mortgage lender servicer licensees who conduct business at locations other than their principal place of business:

• The address of which appears on business cards, stationery, or advertising used by the licensee in connection with business conducted under this chapter;
• At which the licensee's name, advertising or promotional materials, or signage suggests that mortgage loans are serviced; or
• At which mortgage loans are serviced by a licensee.